This is your last chance to lower your interest rates.

The phone rang 10 minutes ago. A pre-recorded message says: "This is your last chance to lower your interest rates."

The last THREE times this company called, I informed them that I was on the Do Not Call list. Instead of making note of that & telling me they won't call again, they just hung up on me.

So today ... just now ... they called back.

Would you like to lower your interest rates? "Sure!" I said. Then the guy talked for 2 minutes straight until I said: "Ummm, I think you wanna talk to my mom." "Oh! OK" he said.

So I called out "Mom!!!" "Phone!!!"

And gently placed the phone down. Waited 5 minutes, picked it up & said "You still there?" He said "yes", I said "hold on a minute". He said "OK". I yelled "Mom!!!! Phone!!"

He's still holding.

Ha!